After yesterday's pension workshop, I spent some time at lunchtime collecting the various information about the different pension funds and calculating how much I might have at retirement.
It is an interesting exercise, but at the same time, inflation, investment returns, the government ruled and regulations will all change. Many times. And that is before my salary (and employment status) are taken into account. So much will change that part of me wonders if there is any point in the exercise.
The only thing that can be guaranteed is that the amount of money I have at retirement will be different from any number on that spreadsheet.Go Top